Payment Card Industry (PCI) Consulting for E-Commerce Businesses
Not due for an PCI audit or assessment, but still need some advice?
STRATICA PCI consultants can help, no matter where you’re at in the compliance process.
Getting PCI compliant is one thing. Remaining compliant and secure is the real challenge.
Most businesses fail their second PCI compliance audit.
Why? It’s likely that they try to do everything on their own.
Sometimes, you don’t need an auditor for a sign-off; but you do need some fast and smart advice from an assessor.
Let the experts in PCI consulting take care of PCI compliance and security, so that you can take care of your business.
Yes. As set out by the PCI Security Standards Council (PCI SSC), “The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It covers technical and operational system components included in or connected to cardholder data. If you accept or process payment cards, PCI DSS applies to you.”
Compliance may take between three months and one year, depending on each individual business. A highly experienced PCI QSA will get you compliant quicker than the average, which will also save you a lot of additional costs for drawn-out processes. Each senior advisor at STRATICA has over twenty years of industry experience and utilises the PAT (Prioritised Approach Template) reporting process. The PAT assists with efficient reporting of progress toward compliance.
PCI compliance is an annual audit. Book your annual PCI compliance audit here.
According to the PCI Council, PCI DSS “protects cardholder data and sensitive authentication data wherever it is processed, stored or transmitted. The security controls and processes required by PCI DSS are vital for protecting all payment card account data, including the PAN – the primary account number printed on the front of a payment card.”
As both a merchant and a service provider, you are still obligated to be PCI compliant. Vulnerabilities can be present anywhere in the merchant card-processing procedure. Vulnerabilities can extend to service provider operated systems, which further involves financial institutions that accept the payment cards. Maintaining PCI DSS compliance assists in the protection of cardholder data and both merchant and service provider card-processing vulnerabilities.
No. If you accept card payments via a payment gateway you are still required to attain PCI compliance, as per the PCI DSS.
The PCI DSS Cloud Computing Guidelines outline the Cloud DSS, stating that , “it is a shared responsibility between the cloud service provider (CSP) and its clients. If payment card data is stored, processed or transmitted in a cloud environment, PCI DSS will apply to that environment, and will typically involve validation of both the CSP’s infrastructure and the client’s usage of that environment… [This] does not exempt a client from the responsibility of ensuring that their cardholder data is properly secured according to applicable PCI DSS requirements.”
Version 4: the new Standard is coming.
Version 4 is now available from 1st April 2023. Let Stratica guide you through the changes to the standard!
STRATICA give you back your time, to do what you do best, while they do what they do best – give you the advice you need. Forget the stress and let the best Australian PCI consultants take you by the hand.